A borrower file and an underwriting desk.

Applicants keep their own drafts. Underwriters see a file only after it is submitted. Admins see counts and the audit log.

Applicants

Start a personal-loan application, save a draft, and send it in when the file is complete.

A queue of submitted applications. Drafts stay private to the applicant.

Counts, storage, and the audit log. Admins never open an application.

Decisions are appended to a hash chain. A later edit shows up when the chain is checked.

Demo data

The shared badges used across the portfolio. Not started is neutral, never an error.

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